Notification: Free Credit Monitoring
When SSNs are exposed, the FTC suggests offering at least a year of free credit monitoring. Three states - California, Delaware, and Massachusetts - require it for at least 12 months when SSNs or similar data are exposed. California was first (2015).
How this supports CIPP/US study
Use this lesson to compare state-law scope, rights, exceptions and enforcement before choosing an answer. Continue with the CIPP/US practice exam.
When Social Security numbers are compromised, the FTC suggests companies offer at least a year of free credit monitoring or identity-theft protection. Three states require it for at least 12 months when SSNs or similar data are exposed: California (first, 2015), Delaware, and Massachusetts.
The FTC's year of credit monitoring is a suggestion. Only California, Delaware, and Massachusetts make at least 12 months mandatory. Do not treat the FTC suggestion as a binding national rule.
Key terms - quick answers
What is “Credit monitoring requirement”?
Sources and study method
This independent lesson uses active recall, spaced retrieval and scenario practice. Read the full study method.